.policy-main {
    padding-top: 3rem;
    padding-bottom: 5rem;
}

.policy-skip-link {
    position: fixed;
    top: -60px;
    left: 16px;
    z-index: 100000;
    padding: 0.65rem 1rem;
    border-radius: 8px;
    color: #fff;
    background: #0c2b4b;
    text-decoration: none;
}

.policy-skip-link:focus {
    top: 16px;
}

.policy-intro,
.policy-index,
.policy-card {
    border: 1px solid rgba(12, 43, 75, 0.09);
    border-radius: 18px;
    background: #ffffff;
    box-shadow: 0 10px 28px rgba(12, 43, 75, 0.07);
}

.policy-intro {
    margin-bottom: 1.5rem;
    padding: clamp(1.5rem, 4vw, 2.5rem);
}

.policy-intro-meta {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1rem;
}

.policy-label,
.policy-date {
    display: inline-flex;
    align-items: center;
    padding: 0.4rem 0.8rem;
    border-radius: 999px;
    font-size: 0.8rem;
    font-weight: 700;
}

.policy-label {
    color: #0c2b4b;
    background: #e8eef2;
    letter-spacing: 0.07em;
    text-transform: uppercase;
}

.policy-date {
    border: 1px solid #d6e0e5;
    color: #526775;
    background: #fff;
}

.policy-intro > p {
    max-width: 78ch;
    margin-bottom: 1.25rem;
    color: #52616b;
    font-size: 1.05rem;
    line-height: 1.75;
}

.policy-related-links {
    display: flex;
    flex-wrap: wrap;
    gap: 0.65rem;
}

.policy-related-links a {
    display: inline-flex;
    align-items: center;
    min-height: 42px;
    padding: 0.55rem 0.9rem;
    border: 1px solid #d7e1e6;
    border-radius: 9px;
    color: #0c2b4b;
    background: #fff;
    font-size: 0.9rem;
    font-weight: 600;
    text-decoration: none;
    transition: background-color 0.2s ease, border-color 0.2s ease;
}

.policy-related-links a:hover {
    border-color: #b6c5cb;
    background: #f3f6f8;
}

.policy-layout {
    display: grid;
    grid-template-columns: minmax(220px, 0.29fr) minmax(0, 1fr);
    align-items: start;
    gap: 1.5rem;
}

.policy-index {
    position: sticky;
    top: 100px;
    padding: 1.3rem;
}

.policy-index h2,
.policy-index h3 {
    margin: 0 0 0.8rem;
    color: #0c2b4b;
    font-size: 1.1rem;
    font-weight: 700;
}

.policy-index nav {
    display: grid;
    gap: 0.15rem;
}

.policy-index nav a,
.policy-index .policy-index-related a {
    display: block;
    padding: 0.45rem 0.55rem;
    border-radius: 7px;
    color: #536575;
    font-size: 0.9rem;
    line-height: 1.4;
    text-decoration: none;
}

.policy-index nav a:hover,
.policy-index .policy-index-related a:hover {
    color: #0c2b4b;
    background: #f1f5f7;
}

.policy-index-divider {
    margin: 1rem 0;
    border-color: #e3e9ec;
    opacity: 1;
}

.policy-content {
    display: grid;
    min-width: 0;
    gap: 1rem;
}

.policy-card {
    min-width: 0;
    padding: clamp(1.35rem, 3vw, 2rem);
    scroll-margin-top: 100px;
}

.policy-section-heading {
    display: flex;
    align-items: flex-start;
    gap: 0.9rem;
    margin-bottom: 1rem;
}

.policy-section-number {
    display: inline-grid;
    width: 2.15rem;
    height: 2.15rem;
    flex: 0 0 2.15rem;
    place-items: center;
    border-radius: 50%;
    color: #0c2b4b;
    background: #e8eef2;
    font-size: 0.86rem;
    font-weight: 700;
}

.policy-section-heading h2 {
    margin: 0;
    color: #0c2b4b;
    font-size: clamp(1.35rem, 2.3vw, 1.8rem);
    font-weight: 700;
    line-height: 1.25;
}

.policy-card h3 {
    margin: 1.3rem 0 0.4rem;
    color: #0c2b4b;
    font-size: 1.05rem;
    font-weight: 700;
}

.policy-card p,
.policy-card li {
    color: #5b6973;
    line-height: 1.7;
}

.policy-card p:last-child {
    margin-bottom: 0;
}

.policy-card ul {
    margin: 0.65rem 0 0;
    padding-left: 1.25rem;
}

.policy-card li + li {
    margin-top: 0.45rem;
}

.policy-callout {
    margin-top: 1rem;
    padding: 1rem 1.15rem;
    border-left: 4px solid #b6c5cb;
    border-radius: 0 12px 12px 0;
    color: #52616b;
    background: #f3f6f8;
}

.policy-callout strong {
    color: #0c2b4b;
}

.policy-callout p {
    margin: 0.25rem 0 0;
}

.policy-detail-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0.8rem;
    margin-top: 1rem;
}

.policy-detail {
    padding: 1rem;
    border: 1px solid #e1e8eb;
    border-radius: 12px;
    background: #fbfcfd;
}

.policy-detail strong {
    display: block;
    margin-bottom: 0.3rem;
    color: #0c2b4b;
}

.policy-detail p {
    margin: 0;
    font-size: 0.95rem;
}

.policy-bottom-links {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    margin-top: 1.5rem;
    padding: 1.25rem;
    border: 1px solid rgba(12, 43, 75, 0.09);
    border-radius: 14px;
    background: #f3f6f8;
}

.policy-bottom-links a {
    color: #0c2b4b;
    font-weight: 600;
}

.policy-card a {
    overflow-wrap: anywhere;
}

.policy-page-header .breadcrumb a {
    text-decoration: none;
}

.policy-page-header .breadcrumb a:hover {
    text-decoration: underline;
}

@media (max-width: 991.98px) {
    .policy-layout {
        grid-template-columns: minmax(0, 1fr);
    }

    .policy-index {
        position: static;
    }

    .policy-index nav {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 575.98px) {
    .policy-main {
        padding-top: 1.5rem;
        padding-bottom: 3rem;
    }

    .policy-index nav,
    .policy-detail-grid {
        grid-template-columns: minmax(0, 1fr);
    }

    .policy-related-links a {
        width: 100%;
    }
}

@media (prefers-reduced-motion: reduce) {
    .policy-related-links a {
        transition: none;
    }
}